{"id":5691,"date":"2022-12-06T16:54:43","date_gmt":"2022-12-06T16:54:43","guid":{"rendered":"https:\/\/onelegal.pt\/?p=5691"},"modified":"2022-12-06T17:05:55","modified_gmt":"2022-12-06T17:05:55","slug":"entra-em-vigor-o-d-l-no80","status":"publish","type":"post","link":"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/","title":{"rendered":"Entra em vigor o D.L. n\u00ba80 -A\/22 de 25.11"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5691\" class=\"elementor elementor-5691\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50804ee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"50804ee\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d9f8f5e\" data-id=\"d9f8f5e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1764073 bt-links esq elementor-widget elementor-widget-button\" data-id=\"1764073\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/onelegal.pt\/pt-pt\/blog\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\"><div class=\"ic-arrow\"><\/div>Other Posts<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-516be33 videofoto elementor-skin-carousel elementor-widget elementor-widget-media-carousel\" data-id=\"516be33\" data-element_type=\"widget\" data-settings=\"{&quot;slides_per_view&quot;:&quot;1&quot;,&quot;skin&quot;:&quot;carousel&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"media-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/onelegal.pt\/wp-content\/plugins\/pro-elements\/assets\/css\/widget-carousel.min.css\">\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-main-swiper swiper\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/onelegal.pt\/wp-content\/uploads\/2022\/12\/BLOG-06-de-dezembro.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"516be33\" data-elementor-lightbox-title=\"BLOG 06 de dezembro\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NTY5NiwidXJsIjoiaHR0cHM6XC9cL29uZWxlZ2FsLnB0XC93cC1jb250ZW50XC91cGxvYWRzXC8yMDIyXC8xMlwvQkxPRy0wNi1kZS1kZXplbWJyby5qcGciLCJzbGlkZXNob3ciOiI1MTZiZTMzIn0%3D\" data-elementor-lightbox-video=\"\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"BLOG 06 de dezembro\" style=\"background-image: url(&#039;https:\/\/onelegal.pt\/wp-content\/uploads\/2022\/12\/BLOG-06-de-dezembro.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-play\"><\/i>\t\t\t\t\t<span class=\"elementor-screen-only\">Play<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5781a55 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5781a55\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b13b9ed\" data-id=\"b13b9ed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b02df7 elementor-widget elementor-widget-heading\" data-id=\"5b02df7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 15-07-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h3 class=\"elementor-heading-title elementor-size-default\">06\/12\/2022<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e4e4d8 elementor-widget elementor-widget-heading\" data-id=\"2e4e4d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Entra em vigor o D.L. n\u00ba80 -A\/22 de 25.11<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b17eebf elementor-author-box--align-left elementor-author-box--image-valign-middle elementor-author-box--layout-image-left elementor-author-box--avatar-yes elementor-author-box--name-yes elementor-author-box--biography-yes elementor-author-box--link-no elementor-widget elementor-widget-author-box\" data-id=\"b17eebf\" data-element_type=\"widget\" data-widget_type=\"author-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/onelegal.pt\/wp-content\/plugins\/pro-elements\/assets\/css\/widget-theme-elements.min.css\">\t\t<div class=\"elementor-author-box\">\n\t\t\t\t\t\t\t<div  class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/onelegal.pt\/wp-content\/uploads\/2022\/02\/cropped-onelegal-onepeople-teresa-boino-2-300x300.jpg\" alt=\"Picture of Teresa Boino\" loading=\"lazy\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-author-box__text\">\n\t\t\t\t\t\t\t\t\t<div >\n\t\t\t\t\t\t<span class=\"elementor-author-box__name\">\n\t\t\t\t\t\t\tTeresa Boino\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-author-box__bio\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-181dd8d elementor-widget elementor-widget-text-editor\" data-id=\"181dd8d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 15-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Recente entrada em vigor do D.L. n\u00ba80-A\/22 de 25.11 &#8211; Medidas destinadas a mitigar os efeitos do incremento dos indexantes de refer\u00eancia de contratos de cr\u00e9dito para aquisi\u00e7\u00e3o ou constru\u00e7\u00e3o de habita\u00e7\u00e3o pr\u00f3pria permanente.<\/p><p>O Governo portugu\u00eas considerou necess\u00e1rio robustecer os mecanismos preventivos das institui\u00e7\u00f5es de cr\u00e9dito dado o aumento das taxas de juro que se est\u00e1 a verificar, por forma a antecipar qualquer risco ou situa\u00e7\u00e3o de incumprimento que possa decorrer do agravamento da taxa de esfor\u00e7o, obrigando tais institui\u00e7\u00f5es a implementar uma rotina espec\u00edfica para avaliar este efeito.<\/p><p>Assim, quando detete um agravamento significativo da taxa de esfor\u00e7o ou de uma taxa de esfor\u00e7o significativa dos mutu\u00e1rios nos contratos de cr\u00e9dito para aquisi\u00e7\u00e3o ou constru\u00e7\u00e3o de habita\u00e7\u00e3o pr\u00f3pria permanente, em resultado da varia\u00e7\u00e3o do indexante de refer\u00eancia, as institui\u00e7\u00f5es aplicam, com as necess\u00e1rias adapta\u00e7\u00f5es, o regime j\u00e1 anteriormente previsto no Decreto-Lei n.\u00ba 227\/2012, de 25 de outubro (PARI), na sua reda\u00e7\u00e3o atual, procedendo \u00e0 avalia\u00e7\u00e3o do efeito na capacidade financeira dos mutu\u00e1rios tendo em vista aferir da exist\u00eancia de risco de incumprimento e, mediante a verifica\u00e7\u00e3o das restantes condi\u00e7\u00f5es definidas no referido decreto-lei, \u00e0 apresenta\u00e7\u00e3o de propostas adequadas \u00e0 situa\u00e7\u00e3o do mutu\u00e1rio, que podem incluir, por exemplo, um alargamento provis\u00f3rio do prazo de cumprimento do empr\u00e9stimo ou renegocia\u00e7\u00e3o do mesmo.<\/p><p>Quais s\u00e3o os contratos de cr\u00e9dito habita\u00e7\u00e3o abrangidos pelo novo diploma?<br \/>Nem todos os cr\u00e9ditos \u00e0 habita\u00e7\u00e3o est\u00e3o abrangidos. Os empr\u00e9stimos da casa que podem ser renegociados, segundo o diploma, devem cumprir as seguintes caracter\u00edsticas:<\/p><p>\u2022 Contratos de cr\u00e9dito \u00e0 habita\u00e7\u00e3o para compra de casa pr\u00f3pria e permanente;<br \/>\u2022 Empr\u00e9stimo de taxa vari\u00e1vel e indexado \u00e0 Euribor;<br \/>\u2022 Cr\u00e9ditos habita\u00e7\u00e3o at\u00e9 aos 300 mil euros do capital em d\u00edvida.<\/p><p>Uma vez que a maioria dos cr\u00e9ditos \u00e0 habita\u00e7\u00e3o em Portugal s\u00e3o de taxa vari\u00e1vel, este diploma inclui a \u201cquase totalidade\u201d dos contratos. Mas, note-se, que ficam de fora destes apoios os cr\u00e9ditos \u00e0 habita\u00e7\u00e3o de taxa fixa, contratados para adquirir uma segunda habita\u00e7\u00e3o e ainda os cr\u00e9ditos ao consumo.<\/p><p>Para possibilitar a obten\u00e7\u00e3o de melhores condi\u00e7\u00f5es pelos mutu\u00e1rios, promovendo simultaneamente a concorr\u00eancia no setor banc\u00e1rio, procede-se ainda \u00e0 suspens\u00e3o tempor\u00e1ria da exigibilidade da comiss\u00e3o de reembolso antecipado para os contratos de cr\u00e9dito \u00e0 habita\u00e7\u00e3o a taxa vari\u00e1vel, diminuindo o custo da decis\u00e3o da transfer\u00eancia de cr\u00e9dito para outra institui\u00e7\u00e3o ou para a realiza\u00e7\u00e3o de reembolsos parciais utilizando a poupan\u00e7a acumulada.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fda516d elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-video\" data-id=\"fda516d\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=CoVvvnT6cEE&amp;ab_channel=Sanzza-Ag%C3%AAnciadeMarketingDigital%2CCria%C3%A7%C3%A3odeWebsiteseDesignGr%C3%A1fico&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 15-07-2024 *\/\n.elementor-widget-video .elementor-widget-container{overflow:hidden;transform:translateZ(0)}.elementor-widget-video .elementor-wrapper{aspect-ratio:var(--video-aspect-ratio)}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{height:100%;width:100%;display:flex;border:none;background-color:#000}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-wrapper{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .elementor-open-inline .elementor-custom-embed-image-overlay{position:absolute;top:0;right:0;bottom:0;left:0;background-size:cover;background-position:50%}.elementor-widget-video .elementor-custom-embed-image-overlay{cursor:pointer;text-align:center}.elementor-widget-video .elementor-custom-embed-image-overlay:hover .elementor-custom-embed-play i{opacity:1}.elementor-widget-video .elementor-custom-embed-image-overlay img{display:block;width:100%;aspect-ratio:var(--video-aspect-ratio);-o-object-fit:cover;object-fit:cover;-o-object-position:center center;object-position:center center}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-custom-embed-image-overlay{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-custom-embed-image-overlay img{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .e-hosted-video .elementor-video{-o-object-fit:cover;object-fit:cover}.e-con-inner>.elementor-widget-video,.e-con>.elementor-widget-video{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b231f4c elementor-widget elementor-widget-heading\" data-id=\"b231f4c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">SHARE<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8440de elementor-share-buttons--view-icon elementor-share-buttons--skin-minimal elementor-share-buttons--shape-circle elementor-share-buttons--color-custom elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"a8440de\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/onelegal.pt\/wp-content\/plugins\/pro-elements\/assets\/css\/widget-share-buttons.min.css\">\t\t<div class=\"elementor-grid\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_facebook\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on facebook\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_twitter\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on twitter\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_linkedin\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on linkedin\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_whatsapp\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on whatsapp\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-whatsapp\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Other Posts Play Recente entrada em vigor do D.L. n\u00ba80-A\/22 de 25.11 &#8211; Medidas destinadas a mitigar os efeitos do incremento dos indexantes de refer\u00eancia de contratos de cr\u00e9dito para aquisi\u00e7\u00e3o ou constru\u00e7\u00e3o de habita\u00e7\u00e3o pr\u00f3pria permanente. O Governo portugu\u00eas considerou necess\u00e1rio robustecer os mecanismos preventivos das institui\u00e7\u00f5es de cr\u00e9dito dado o aumento das taxas [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5696,"comment_status":"open","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[39,67],"tags":[],"class_list":["post-5691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-pt-pt","category-novidades"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Entra em vigor o D.L. n\u00ba80 -A\/22 de 25.11 - OneLegal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Entra em vigor o D.L. n\u00ba80 -A\/22 de 25.11 - OneLegal\" \/>\n<meta property=\"og:description\" content=\"Other Posts Play Recente entrada em vigor do D.L. n\u00ba80-A\/22 de 25.11 &#8211; Medidas destinadas a mitigar os efeitos do incremento dos indexantes de refer\u00eancia de contratos de cr\u00e9dito para aquisi\u00e7\u00e3o ou constru\u00e7\u00e3o de habita\u00e7\u00e3o pr\u00f3pria permanente. O Governo portugu\u00eas considerou necess\u00e1rio robustecer os mecanismos preventivos das institui\u00e7\u00f5es de cr\u00e9dito dado o aumento das taxas [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/\" \/>\n<meta property=\"og:site_name\" content=\"OneLegal\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/onelegal.oficial\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-06T16:54:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-06T17:05:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/onelegal.pt\/wp-content\/uploads\/2022\/12\/BLOG-06-de-dezembro.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Teresa Boino\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Teresa Boino\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/\"},\"author\":{\"name\":\"Teresa Boino\",\"@id\":\"https:\/\/onelegal.pt\/pt-pt\/#\/schema\/person\/320c1fdcef9b2492b21dabaf7ff17967\"},\"headline\":\"Entra em vigor o D.L. n\u00ba80 -A\/22 de 25.11\",\"datePublished\":\"2022-12-06T16:54:43+00:00\",\"dateModified\":\"2022-12-06T17:05:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/\"},\"wordCount\":492,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/onelegal.pt\/pt-pt\/#organization\"},\"image\":{\"@id\":\"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/onelegal.pt\/wp-content\/uploads\/2022\/12\/BLOG-06-de-dezembro.jpg\",\"articleSection\":[\"Blog\",\"Novidades\"],\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/\",\"url\":\"https:\/\/onelegal.pt\/pt-pt\/blog-pt-pt\/entra-em-vigor-o-d-l-no80\/\",\"name\":\"Entra em vigor o D.L. n\u00ba80 -A\/22 de 25.11 - 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